Financial independence is what everyone longs for, to retire young is the dream of almost everyone, but in reality, only a few people retire at a young age and enjoy the rest of their lives. In this article, I will be answering some of the questions that bother young people when it comes to financial independence. I will give you insight into why many people will not achieve financial independence at an early stage. This article will change your perception of money and how to achieve financial independence at an early stage. Sit tight let’s ride

The Wrong Narrative

We have been fed with the wrong narrative since birth, most of us grew up with this narrative and it has affected our financial lives to a very large extent. We grew up believing the way to achieve financial freedom is to go to school, get a job and work for the rest of your life. This narrative has been passed down from person to person over the last century. When most of us graduate from college and enter the real world, we are faced with lots of challenges, most of the things we were supposed to have learned in school that would have changed our lives, we didn’t learn. This is why you find so many unfulfilled graduates around the world. We go to school to graduate, find work and start earning money. For over 5 to 6 years of our lives no one taught us anything about money, nothing about how to create wealth and multiply wealth, we were taught the wrong narrative of our society has passed down to us. This is why it is rare to find anyone who retires at the young age of 30 to 40. Most of the old people in our society are unfulfilled in life, you see a man of 70 years still working, but in some other cases you see a young man making millions a month or year, what made the difference? What made it be this way? Why are some rich and happy while others are poor and broke? Why do some retire at a young age while others will almost have to work for the rest of their lives? These are some of the questions we will be answering in this article. The first cause of this is the wrong narrative. Every one of us reading this has heard this phrase before, “go and get a job” . This word has killed so many dreams and potential in people. Society expects you to graduate and get a job and work for the rest of your lives, the worst is when you are doing a job you don’t like. This is one of the main reasons why many people don’t achieve financial independence, of the few people who retired at an early age, most or all of them had to break free from these limiting and negative beliefs, they has to fight through life and against these beliefs, they held onto their dreams which many people could not do. For you to ever achieve financial independence you must be able to overlook the perception of people, you must be able to pay a deaf ear to the negativity of people. You see sir, financial independence is very possible at a young age and in this article, I will show you a blueprint on how you can achieve this and live the rest of your life in financial freedom. Stay tuned and keep flowing with me.

How To Plan For Financial Independence

This is the most important part of this article, in this section I will be showing you how you can plan your financial life at a very young age and retire early. There are 4 things you must follow if you want to be financially independent at a young age in life

Break Off From The Negativity

For everyone who wants to achieve financial independence in life, you must break off from the negativity, you must say no to the narrative. If you’re in your 20s reading this article you have hope and have a higher chance of retiring young and making cool cash. You see in any venture or any business you want to do, if you must stand out then you must do things differently, you must break from the narrative. There are times you will have to leave home and go to a lonely place away from the distraction where you can start life all over. If you are a teenager reading this, you are still in school. You can start by reading books on finances, reading articles on self-made millionaires, and reading books on personal development, which is very important. If you must start a business of yours tomorrow, you have to develop yourself, personal development and your dealings with people will greatly determine how far you will go in life. The first step to achieving financial freedom is to break off from all negativity.

Plan Ahead

After breaking from the negativity around you, from the mediocre who things you cannot do, the next thing you will have to do is to plan, proper planning prevents poor preparation. One of the best ways to achieve financial independence is to plan. You have to start building your power base and make meaningful friends that contribute to making your dreams and aspirations a reality. If you are not in college, you can start by researching the type of business you will want to do. Don’t sit in your house and assume that whatever business you have in mind will be a success, most of the time when young entrepreneurs ventures into a business they think they have the smartest business ideas, but they fail to make proper plans, they barely know what business they are about doing, the value of the market and the saturation level. This factor has led to failures in many businesses, you see financial independence is possible at an early age in life, and one of the best routes to follow, and archive this is through creating a business of your own, be it online or offline businesses. When you create something of your own after planning it can easily make you millions when you apply the right tactics that are required. Proper planning is one of the best things you will do if you want to achieve financial independence. When planning on your business there are certain things you have to put in place to avoid making these 8 mistakes most business owners make. Planning gives you an idea of what the venture or business you want to do is all about. Planning makes you know the cost and what it will take you to start and scale your business or venture. Whether you are in college or not you can start planning for your future right where you are, if you are still In college you can start by building your power base like I said earlier, your power base is the people you would love to do business with or engage in a profitable venture in future. Take this section of this article very seriously, planning gives you clarity, for you to be financially independent at a young age you must plan your future, your life, and the business you want to do, planning will make it easier for you.

Make Research

For everyone who has achieved financial freedom, research is a vital part of any business. I’m making my emphasis on business because it is the best way to achieve financial freedom and one of the toughest. Before you start any business venture, you have to make research, making quality research will save you lots of money in the future, look at businesses that didn’t make it past the first 10 years after launching, one of the reasons why the business failure is lack of research, when you come up with any business ideas you must test the business idea you have in mind to make sure it’s something that works. If you don’t put it to the test you will be running your life on the assumption that you will assume customers will buy. Just like a lady who opened a restaurant believed she will make lots of sales because people eat food daily. Indeed, people eat daily but she did not test these assumptions, it didn’t occur to her too that people have favorite places where they eat. What will make someone leave his or her favorite place and come and buy from you? You find out during market research. Market Research is very important in starting a business and in living a life free of the financial crisis. Before you start a business, if you do your market research well you have already done half of the work needed to scale your business. Market research does not have to be only in your business, it cuts across many things, you have to research ok what your competitors are doing, and how you can apply what they are doing to yours to scale your business easily. You have to know your customer, who they are and where they hang out, knowing these will make you know where to target them, where to put up your marketing ads, and how to draft a powerful copy, for any business you are doing. There’s no doubt that market research is a very vital part of business, it’s one part that if neglected can lead to the overall failure of your business, and when your business fails, the chances of you retiring at a varying young age will be crushed to the wall. Follow this step as I have written it, and you will be surprised at how fast you will be able to achieve financial freedom.

Learn From Others

One of the ways to achieve financial independence is to learn from others. In every industry, some people are earning huge amounts of money. If you want to reach the top early, you must learn from others, and grow under someone who has achieved the results you are looking for. After doing your market research, planning and making out the type of business you want to do, and knowing who your customers are, it is time you apply all you’ve learned. The best way to apply and execute these is by learning from someone who has the kind of results you need. Learning from someone who has results already will make the journey to financial freedom easy for you.

How Much Money Is Required To Be Financially Independence

Many people ask this question, how much money do I need before I am financially independent? I will answer you explicitly in this article. When it comes to financial independence, you don’t need any specific amount of money to be financially independent, to be financially independent you must find a way to automate a system that brings you money even while you sleep. Everyone who ever achieved financial freedoms crested systems and structures that made it possible got them to achieve this milestone. There are some with so many streams of income, these streams of income are like a river of wealth that doesn’t run dry, what do I mean by that? I mean they have created a platform that gives them money even when they sleep, this means even when they retire, they will still be making money because their business will be working for them. Check everyone who has ever achieved financial independence, they don’t achieve it working for someone for the rest of their lives, they don’t achieve it by merely wishing for it. Everyone who has reached the level of financial freedom did it by creating systems and structures that bring them money even while they sleep.


Financial freedom is the dream and goal of everyone, to be able to afford the type of life you want for yourself is what everyone craves for, sadly not everyone gets to this promised land of financial freedoms. The reason is that the road to financial freedom is not easy, it has many bumps, you have to ignore the normal, to an extent many people will not understand you and you will lose friends. You will hear this phrase many times “go get a job” this is why many people don’t dare to move out of their comfort some to achieve financial independence, in this article, I have written down the step-by-step process on how you can achieve financial independence if you follow through this process, you will find out how faster you will climb the ladder of success. It is important to note that you are not too young to be financially independent, and you are not too old to start again. If you start now, 10 years from now you will be proud you did. I believe this article has blessed your life, feel free to comment your thoughts in the comment section, and don’t forget to share with friends.