Top Nigeria Banks And Their Account Types

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What Is International Authorization Banks?

The term International Authorization Banks refers to a bank network that is affiliated with Mastercard International. The network was introduced in 1973 by Master Charge the predecessor of MasterCard.1 The system allows authorizations to take place on the global exchange between different financial institutions for credit and debit cards with the Mastercard logo.

OFFERS AND BENEFITS

  • The Interbank National Authorization System is a bank network affiliated with Mastercard International.
  • The system allows authorizations to take place on the global exchange between different financial institutions for Mastercard branded credit and debit cards.
  • INAS is designed so one network failure won’t cause other points in the network to fail.
  • Mastercard’s system also integrates centralized hub-and-spoke architecture to be used with transactions that require more security.
  • INAS is related to Mastercard’s Interbank Network for Electronic Transfer, both of which were combined into Banknet in 1997.

 

List Of International Authorization Commercials Banks In Nigeria

01. Access Bank Plc

02. Fidelity Bank Plc

03. First City Monument Bank Limited

04. First Bank of Nigeria Limited

05. Guaranty Trust Bank Plc

06. Union Bank of Nigeria Plc

07. United Bank for Africa Plc

08. Zenith Bank Plc

 

ACCESS BANK PLC

Access Bank plc, commonly known as Access Bank, is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator. Which Offers:

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

 

Types Of Access Bank Accounts

1. Premier Savings Account

2. Savings Account

3. Segment, Current Account

4. Evergreen Savings Account

5. Instant Savings Account

6. High Interest Deposit Account

7. Solo Account

8. Domiciliary Account

9. Diamond Xtra Account

10. Current Account

11. Savings & Investment Account

12. Goal Account (Ghana)

13. Gold Account

14. Hujjaj Account (Ghana)

15. Corporate Current Account

16. Personal Current Account

REQUIREMENTS

  • Duly completed account opening form including signature mandate section
  • 1 passport photograph
  • KYC Documentation of the customer
  • Valid proof of residence
  • Visitation report
  • BVN of signatory(ies)
  • AML risk assessment
  • Valid means of identification e.g. National Identity Card, Driver’s License, International Passport, or Voter’s Card
  • Valid Residence or Work Permit (Foreigners)

*** Note that a valid means of ID with same address as quoted in the account opening package (form) will serve both as means of ID and address verification.

FIDELITY BANK PLC

Fidelity Bank is one of the leading retail banks in Nigeria, offering a comprehensive range of services that are used by more than 4 million customers. It has an extensive network of over 250 branches across the country with a strong presence in all the major states and cities. And They Also Offers.

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

Types Of Fidelity Bank Accounts

Savings Accounts

  • Fidelity Savings Account
  • Fidelity SWEETA Account
  • Fidelity Personal Savings Scheme
  • High Yield Savings Account
  • Fidelity Flex Account
  • Fidelity Easi-Save Account
  • Fidelity Domiciliary Savings Account
  • Fidelity Set Goal Account

REQUIREMENTS

  • One Passport photograph
  • Valid means of identification (ID)
  • Utility bill (ID)

Current Accounts

  • Fidelity Individual Current Account
  • Fidelity Premium Current Account
  • Fidelity Bridge Account
  • Fidelity Small Business Account
  • Fidelity Vintage Account

REQUIREMENTS

  1. Duly completed account opening form
  2. Passport Photograph
  3. Valid Means of Identification
  4. Utility Bill
  5. 2 Satisfactory References
  6. Completed Site Visitation Report (Account officer)
  7. Completed KYC Document (Account Officer)
  8. Duly Signed Dud Cheque Form

 

First City Monument Bank Limited

FCMB Bank (UK) Limited is an independently incorporated, wholly-owned subsidiary of First City Monument Bank Ltd (FCMB) , and they also offer:

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

TYPES OF FCMB ACCOUNT

Savings Account

  • FCMB EASY ACCOUNT
  • FCMB SALARY SAVINGS ACCOUNT
  • KIDS (0-17 YRS)
  • FLEXX (18-30 YRS)
  • CLASSIC SAVINGS ACCOUNT
  • PREMIUM SAVINGS ACCOUNT
  • DOMICILIARY SAVINGS ACCOUNT

FCMB CURRENT ACCOUNTS

  • CLASSIC CURRENT ACCOUNT
  • PREMIUM CURRENT ACCOUNT
  • PERSONAL BUSINESS ACCOUNT
  • DOMICILIARY CURRENT ACCOUNTS

REQUIREMENTS

  • Minimum age is 18 years
  • Account opening balance of 5,000, with no minimum operating balance
  • Two (2) satisfactory references for new customers
  • Proof of identification such as International Passport, Driver’s License, National ID Card or Voters Card
  • A copy of a receipt from any public utilities or private telephone operator, dated no later than three (3) months
  • One (1) passport photograph of each authorized signatory
  • For non-Nigerian applicants, a copy of Resident or Work Permit.

 

FIRST BANK PLC

First Bank of Nigeria Limited, is a Nigerian multinational bank and financial services company headquartered in Lagos Nigeria. It is the premier bank in West Africa with its impact woven into the fabric of society. Which Also Offers.

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgage

TYPES OF FIRST BANK ACCOUNTS

Savings Account

  • Normal Savings Account
  • FirstInstant Account
  • KidsFirst Account
  • FirstGem Savings Account
  • XploreFirst Account
  • MeFirst Account
  • FirstSavings Plus Account
  • FirstInstant Plus Account

Current Account 

  • Normal Current Account
  • FirstCurrent Plus
  • FirstGem Current
  • FirstCurrent Business

Domiciliary Account

  • Normal Domiciliary Account
  • FirstDom Account

SME ACCOUNTS

  • FirstSME Classic Account
  • FirstSME Deluxe Account

FirstPremium Term Deposit

Fixed Deposit Account

Diaspora Account

 

Guaranty Trust Bank Plc

Guaranty Trust Bank PLC also known as GTBank or simply GTB is a Nigerian multinational financial institution, that offers online/internet banking, retail banking, corporate banking, investment banking and asset management services, with its head office in Victoria Island, Lagos. And They also offers.

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

TYPES OF GUARANTY TRUST BANK (GTBANK) ACCOUNTS.

 

Union Bank Plc

As Stated By Union Bank: We Are Nigeria’s most reliable and trusted banking partner. We make lives better by delivering the simplest, smartest solutions. And They also Offers:

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

TYPES OF UNION BANK ACCOUNTS

Savings Account

  • Unionsave
  • Unionsave more
  • Unionsilver
  • Payroll Savings
  • Unionvibe – Student/NYSC
  • Unionhybrid Enterprise
  • Domiciliary Account
  • Fixed Deposit Account
  • Target Savings

Current Account

  • Basic Current
  • Payroll Plus Current

Domiciliary Account

  • Domiciliary Savings
  • Domiciliary Current
  • Unionace USD Domiciliary Account

Target Savings

  • Unionkorrect
  • Dai Dai
  • Qatar
  • Exclusive

 

UBA BANK PLC

A UBA account is the best place to put your money, it’s safe and secure. Get started now. Get your account number in minutes and bank securely from our digital channels. And they also offers.

  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

UBA BANK ACCOUNT TYPES

Savings Account.

  • UBA Bumper Account
  • Regular Savings Account
  • UBA Kiddies Account
  • UBA Teens Account
  • UBA NextGen Account
  • Account For The Self Employed
  • Account For Employees
  • Expatriate/Diaspora

Current Accounts.

  • UBA Professional Accounts
  • Regular Current Account
  • Account For Employees
  • Account For Self-Employed
  • Expatriate/Diaspora

Salary Account.

Domiciliary Account.

  • Freedom Dom Account
  • Dom Advantage Account
  • U-Care Plus Domiciliary Account

Prepaid Card

  • Africard

Diaspora Account.

Fixed Deposit Account.

 

Zenith Bank Plc

Zenith Bank Plc. A leading multinational financial service provider based in Nigeria. Its secure and user friendly digital. They also offers.

  • Loans,
  • Credit Cards,
  • Savings,
  • Investments,
  • Mortgages

ZENITH BANK ACCOUNT TYPES

Current Account

  • Individual Current Account
  • Gold Premium Account
  • Platinum Premium Account
  • Timeless Accountccount

Savings Account

  • Individual Savings Account
  • Eazysave Classic Account
  • Eazysave Premium Account
  • Aspire By Zenith
  • Zenith Children’s Account (Zeca)
  • Timeless Account
  • Save4me
  • Eazy Account

Salary Accounts

  • Salary Current Account
  • Salary Savings Account

Domiciliary Account

Ordinary Domiciliary Account

Cash Domiciliary Account

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